You don’t need millions to have a legacy worth protecting. Whether it’s family stories, digital assets, or your grandmother’s recipe book, your life holds treasures that deserve direction. Here’s why legacy planning matters for everyone, not just the wealthy.

A conversation can be forgotten. A written plan lasts forever. When life takes an unexpected turn, your documented wishes cut through confusion, prevent disputes, and ensure your voice is heard even when you can’t speak. This is the quiet power of writing it down.

Your legacy binder is more than a stack of papers. It’s the ultimate act of love and preparation. Inside should be the essentials that guide your family with clarity and comfort when it matters most. From legal documents to heartfelt letters, here are five non-negotiables every binder should hold.