5 Things to Include in Your Legacy Binder

Imagine your loved ones opening a binder and finding everything they need. No frantic searches, no unanswered questions, no second-guessing your wishes. That’s the quiet gift a legacy binder gives.

Here’s what every well-prepared binder should include:

• The Essentials Index
  Your table of contents isn’t just a list. It’s the roadmap for everything inside. This section should guide loved ones straight to the right page, whether they need your life insurance policy or your medical directive.

• Financial Snapshot
  Include bank accounts, retirement plans, investment portfolios, insurance policies, and real estate details. Go beyond account numbers and add the “why” behind your financial decisions to give context.

• Legal Documents
  Copies of your will, trust, power of attorney, healthcare proxy, and any other formal documents. Clearly note where the originals are stored.

• Digital Assets & Passwords
  From online banking to streaming services, your digital life is part of your legacy. Use a password log or secure password management instructions.

• Personal Legacy Letters
  These are the heart of your binder: letters to loved ones, guidance for future milestones, or even your favorite family recipes. They’re the human touch that makes the binder more than paperwork.

Your legacy binder isn’t just a checklist. It’s an act of care, foresight, and love. And it’s never too soon to start.